Trade Growth Investment Financing Program (TGIF)

Also known as: TGIF

Provincial repayable-loan program (Economic Programs and Initiatives Branch) under Manitoba's Economic Development Strategy, giving SMEs access to capital for productivity-enhancing projects that support trade/export growth, job and wage growth, and workforce development. Loans of between $250,000 and $5 million, representing up to 25% of total project costs; terms up to 12 years, with a possible principal deferral, generally secured by the assets purchased or other company assets. The applicant must contribute at least 25% equity toward the project and apply before starting it. Applications are considered on a continuous basis, subject to available program funds.

Who qualifies

• Permanently established in Manitoba and a Canadian-controlled private corporation or a Cooperative registered and in good standing in Manitoba
• Loan proceeds used only for an eligible project located in Manitoba (facility/infrastructure upgrades, equipment/machinery, or information technology)
• Applicant contributes at least 25% equity toward total project costs and can fund the remaining balance
• Must apply before starting the project and demonstrate measurable economic benefits to Manitoba (productivity, exports, jobs/wages, or workforce development)
• Loan $250,000–$5,000,000, up to 25% of total project costs; term up to 12 years

Typical applicant

An established Manitoba SME (CCPC or co-op) investing $1M+ in equipment, facilities or technology to raise productivity or grow exports, seeking a provincial loan for up to a quarter of the project cost

Verified against the official program page as of 2026-07-15. Programs change — always confirm current details with the program office before committing project spend.